Client Investment Agreement

Last Updated: January 2025

This Client Investment Agreement ("Agreement") governs your relationship with DiTokens and your investment in our digital currency backed by real estate and gold. By investing in DiTokens, you agree to be bound by the terms and conditions outlined in this agreement.

1. Investment Overview

1.1 DiTokens Description

DiTokens is a digital currency backed by a diversified portfolio of premium real estate properties and gold reserves. Each token represents a fractional ownership interest in the underlying assets, providing investors with exposure to stable, tangible assets through blockchain technology.

1.2 Asset Backing

Each DiToken is backed by:

• Premium real estate properties in prime locations
• Physical gold reserves held in secure vaults
• Independent third-party audits and valuations
• Transparent asset allocation and reporting

2. Investment Terms

2.1 Minimum Investment

The minimum investment amount is $100 USD or equivalent in other supported currencies. There is no maximum investment limit for qualified investors.

2.2 Investment Process

To invest in DiTokens, you must:

• Complete the registration and verification process
• Provide required identification and financial information
• Undergo Know Your Customer (KYC) and Anti-Money Laundering (AML) checks
• Transfer funds through approved payment methods
• Receive DiTokens in your digital wallet

2.3 Payment Methods

We accept investments through various payment methods, including bank transfers, credit cards, and cryptocurrency. All payments are subject to verification and compliance checks.

3. Rights and Obligations

3.1 Investor Rights

As a DiTokens investor, you have the right to:

• Receive regular updates on asset performance
• Access transparent reporting and audit results
• Participate in governance decisions (where applicable)
• Transfer or sell your tokens (subject to restrictions)
• Redeem tokens for underlying assets (where available)

3.2 Investor Obligations

As a DiTokens investor, you are obligated to:

• Provide accurate and complete information
• Comply with all applicable laws and regulations
• Maintain the security of your account and tokens
• Report any suspicious activity or security breaches
• Update your information as required

4. Risk Factors

4.1 Investment Risks

Investing in DiTokens involves various risks, including:

• Market volatility and price fluctuations
• Regulatory changes affecting digital assets
• Technology risks and cybersecurity threats
• Liquidity risks in secondary markets
• Asset valuation and performance risks
• Counterparty and operational risks

4.2 Risk Mitigation

We implement various measures to mitigate risks, including diversification, independent audits, insurance coverage, and robust security protocols. However, no investment is risk-free.

5. Fees and Charges

5.1 Investment Fees

The following fees may apply to your investment:

• Investment processing fee: 2.5%
• Management fee: 1.5% annually
• Redemption fee: 1.0% (if applicable)
• Transaction fees for transfers and trades

5.2 Fee Structure

All fees are clearly disclosed before investment and may be subject to change with 30 days' notice. Fee changes will be communicated through our platform and email notifications.

6. Reporting and Transparency

6.1 Regular Reporting

We provide regular reports including:

• Monthly asset performance reports
• Quarterly audit results and valuations
• Annual comprehensive financial statements
• Real-time portfolio updates and changes

6.2 Audit Requirements

All underlying assets undergo regular independent audits by certified professionals. Audit results are made available to investors and regulatory authorities as required.

7. Termination and Redemption

7.1 Investment Termination

You may terminate your investment subject to:

• Minimum holding period requirements
• Redemption fees and processing time
• Market conditions and liquidity availability
• Regulatory and compliance requirements

7.2 Redemption Process

Redemption requests are processed within 30 business days, subject to market conditions and regulatory requirements. Redemption amounts are based on the current valuation of underlying assets.

8. Governing Law and Disputes

8.1 Governing Law

This Agreement is governed by the laws of the United Kingdom. Any disputes arising from this Agreement will be subject to the exclusive jurisdiction of the courts of the United Kingdom.

8.2 Dispute Resolution

We encourage resolution of disputes through direct communication. If disputes cannot be resolved amicably, they will be subject to binding arbitration in accordance with the rules of the relevant arbitration body.

9. Amendments and Updates

This Agreement may be amended from time to time to reflect changes in our services, regulatory requirements, or business practices. Material changes will be communicated to investors with 30 days' notice.

10. Contact Information

For questions about this Agreement or your investment, please contact us:

Email: legal@ditokens.com
Phone: +971 (9900) 666
Address: United Kingdom